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#11-12 (207-208) / -Հունվար 2017
 
Samvel AVETISYAN
ON THE IMPROVEMENT OF SUBSIDING INTEREST RATES OF LEASING AND AGRICULTURAL CREDITS

Keywords: agriculture, loans, interest rate, subsiding, support, efficiency, leasing.
The article discusses the program of subsidizing interest rates on agricultural loans approved by the Armenian government in September 2017. The new program provides loans in the amount of 3-10 million AMD with a 5% interest rate up to 5 years. However, the analysis shows that the majority of households with an average of 1.48 hectares of agricultural land can not justify a loan of more than 3 million, especially if the share of working capital in the structure of investments exceeds 30%, the period is reduced by 2 years. Of course, such an approach can contribute to the consolidation of households, but this will be due to the bankruptcy of small farms and the intensification of the outflow of the rural population. Therefore, it is recommended to review the program conditions immediately.

ON THE IMPROVEMENT OF SUBSIDING INTEREST RATES OF LEASING AND AGRICULTURAL CREDITS  Վճարել 369 ՀՀ դրամ եւ ներբեռնել հոդվածը “PDF” ֆորմատով
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